Credit Union Difference

Join White Crown Credit UnionCredit Unions return their profits to the members they serve unlike other financial institutions where stockholders earn the profits of the organization. That’s why White Crown can offer more competitive rates on savings and loans, and charge lower fees. Why pay more for financial services? Your Credit Union is full service and pledges to continue providing quality services at rates that put more money in pockets.

CREDIT UNIONS

BANKS

Not-for-profit cooperatives Owned by outside stockholders
Owned by members Owned by outside stockholders
Operated by mostly volunteer boards Controlled by paid boards

*Source: www.creditunion.coop

Credit Unions have distinct differences from other financial institutions:

Not for profit.

Credit unions exist to serve members, not to make a profit. Credit unions do not issue stock or pay dividends to outside stockholders. Earnings are returned to members in the form of better loan and deposit rates, and lower fees.

Social Purpose.

People Helping People. Credit unions exist to help people, not make a profit. Your local credit unions’ goal is to serve all members well, including those of modest means – every member counts. Credit union members are fiercely loyal for this reason. They know their credit union will be there for them in bad times, as well as good. The same people-first philosophy causes credit unions and their employees to get involved in community charitable activities and worthwhile causes.

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