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White Crown's Privacy Policy
White
Crown Federal Credit Union is owned by you, our member, and run
by the board
of directors you
elect. Keeping your financial privacy is a top
priority. We are required by law to give you this privacy
notice explaining how we collect, use, and safeguard your
personal financial information. If you have any questions,
please call us at (303) 534-4448 or (800) 280-0071.
We are committed
to providing you with competitive products and services to
meet your financial
needs, which necessitates that we share information about
you to complete your transactions and to provide you with
certain financial opportunities. In order to do so, we
have entered into agreements with other companies provide either
services to us or additional financial products for you
to
consider.
Under these arrangements, we may disclose
all of the information we collect, as described below,
to companies that perform marketing or other services on our
behalf or to other financial institutions with whom we
have joint marketing agreements. To protect our members' privacy,
we only work with companies that agree to maintain strong
confidentiality protections and limit the use of information
we provide. We do not permit these companies to sell to
other
third parties the information we provide them.
Information
We Collect and Disclose About You
We collect the following nonpublic
personal information about you from a variety of sources and
may disclose
all of the information we collect to companies that perform
marketing services on our behalf or to other financial institutions
with whom we have joint marketing agreements.
- From membership and loan applications
and other forms, we obtain information such as name,
address, social security number and income.
- From your transactions
with us or other companies that work closely with us to
provide you with financial
products and service, we obtain information such as
your account balances, payment history, parties to transactions,
and credit card usage.
- From consumer reporting agencies,
we obtain information such as your creditworthiness and
credit history.
- From verifications of information you
provide on applications and other forms, we obtain
information from current and past employers, other financial
institutions
and other sources listed on the application.
We may also disclose
information we collect about you under other circumstances
as permitted or required
by law. These disclosures typically include information
to process transactions on your behalf, conduct operations of
our credit union, and follow your instructions as you authorize,
or protect the security of our financial records
If you terminate
your membership with White Crown Federal Credit Union, we will
not share information
we have collected about you, except as permitted or required
by law.
How We Protect Your Information
We
restrict access to nonpublic personal information about you
to those employees who have a specific
business purpose in utilizing your data. Our employees are
trained in the importance of keeping confidentiality and
member privacy. We maintain physical, electronic, and procedural
safeguards that comply with federal regulations and industry
practices to safeguard your nonpublic personal information.
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